Rates on 15-year new purchase loans fell even more significantly last week, plunging 16 basis points to average 5.98% Friday.

Rates on 30-year mortgages ticked up a minimal 1 basis point Friday after four days of decline, finishing the week at a 6.84% average. That's just barely above the cheapest level registered since ...

Securing lower interest rates isn’t just about luck—it’s about strategy. Your Loan-to-Value (LTV) ratio plays a powerful role ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Nationwide Building Society has annnounced selected rate changes across its product range. Examples include for new customers ...

When it comes to commercial real estate, the loan-to-value (LTV) ratio is one of the most important factors that both borrowers and lenders consider. LTV plays a big role in determining how much you ...

FATHER-OF-TWO James Poulter has been forced to slash his household spending to keep up with his mortgage payments after his ...

For borrowers, a higher LTV can mean tighter loan terms, higher interest rates, and often mortgage insurance, all of which add to the cost of the loan. From a borrower’s perspective, a high LTV ...