A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or ...

Use the right card Earn the welcome bonus Check for limited-time offers ... The interest you'd get charged for carrying a balance isn't worth the extra rewards, which we explain more about below.

If you transfer a balance to the Capital One Quicksilver ... Cash back can be redeemed as a check, statement credit, gift card or applied to cover a recent purchase on your card.