Commissions do not affect our editors' opinions or evaluations. The best high-yield savings account is Capital One 360 Performance Savings Account™, earning the top rating of 5.0 stars in our study.

The Fed has another meeting on January 28-29, which could also impact CD rates. We check CD rates daily to account for changes and update our guide with more competitive options if available.

As there are no council by-elections this week, here is a re-run of my piece about why we need more Liberal Democrat candidates in council elections, both each May and in by-elections: The merits of ...