2023年1月14日 · Also, what recommendations are you looking for since the topic wasn't specific about what you're looking for in a 'pre-approved' offer. The few recent threads you've posted indicated a Citi Simplicity denial, frustrations for not getting Capital One CLIs, two $3,500 back-to-back PenFed approvals...and the X1 CLD 🤷‍♂️

2017年8月15日 · Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.

So as many know I have been building my credit the past 4 months from no history. I have 4 starter credit cards with starter limits. 2 Secured and 2 Unsecured cards. Plus I got approved 2 weeks ago for PayPal Credit($1200 CL) which was a pleasant surprise. Anyways I got this Pre-Approved Credit One Platinum Card in the mail today!!

2023年3月12日 · I finally have my credit somewhat stable - nothing fancy, but mid. 700s, 1 late payment on record and nothing else negative other than a - 6655874

2024年2月1日 · I have about 3 inquiries in EXP and 2 inquiries in EQ. However, I only have 1 inquiry in TU. It was about a year ago. I want to get one more credit card that has a 0% interest for BT. So I'm trying to find one that pulls a TU. I think I'll have a better chance for approval.

2011年8月17日 · There might be more but memory isn't on my side today. I work for a very large bank and there are pre-approved credit card offers all the time appearing during account opening. There is a hard on EQ during account opening and a soft for maintenance and those pre-approved offers have credit lines and APR info for the customer's taking.

2021年11月3日 · Open Loop Credit Cards from Local Banks or Credit Unions. Some may be GeoFenced.: Truist Bank ...

2023年12月30日 · I'm trying to increase my amount of cards and diversify them, and I believe having and using an Amex will be beneficial for my credit scores. Amex allowed me to take a final step to accept the card. This differs from the experience I had with my PayPal Mastercard where I had the card the instant I was approved.

2023年11月4日 · Morning yall, Couldn't sleep last night so was playing around with some pre approval things. Also, my $4k West Elm card got closed a couple years ago and had no need for it so didn't really care. Well last night I had a pre approval... also noticed it's no longer backed by Comenity, but Capital...

2020年3月3日 · Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...