Federal student loans offer flexible repayment plans, loan consolidation, forgiveness programs, and more. We can help you manage repayment and answer any questions you have along the way.

Colleges and career schools use the FAFSA form to determine how much financial aid you're eligible to receive, which could include grants, scholarships, work-study funds, and loans. You must apply for aid every year, but with the right information in hand, it's easy.

To apply for federal student aid, complete and submit the Free Application for Federal Student Aid (FAFSA ®) form. Based on the results of your FAFSA application, your college or career school will send you a financial aid offer, which may include federal student loans.

To apply for a federal student loan, you must first complete and submit a Free Application for Federal Student Aid (FAFSA ®) form. Based on the results of your FAFSA form , your college or career school will send you a financial aid offer , which may include federal student loans.

Apply for federal student aid—grants, work-study, and loans—using the Free Application for Federal Student Aid (FAFSA ®) form. And remember, the first F in “FAFSA” stands for “free”— you shouldn’t pay to fill out the FAFSA form !

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Learn how to manage your student loans, find a repayment plan, understand how to make payments, explore your options, and get help if you've missed payments.

Log in to your account to view your financial aid history and repayment plan options.

Learn about financial aid eligibility criteria to qualify for federal student aid, how to stay eligible, and how to regain your eligibility.

Get tips on how to fill out the FAFSA ® form and browse other common FAFSA topics. Repaying Loans Find the right repayment plan, learn about loan forgiveness, and find help if you can’t afford your payments.